Annualcreditreport.com L.A.

This kind of annualcreditreport.com L.A. information can tell you a lot about what kind of employee that person will likely be. But before you start pulling credit reports on prospective employees, you have to take certain precautions. First, it's illegal in some states for credit reporting agencies to provide a credit report to companies that plan to use the information for annualcreditreport.com L.A. employment screening. In particular, Hawaii and Washington ban companies from performing a credit check on potential employees. get your credit report for free

However, in most states it's perfectly legal under federal law. Specifically, section 604 of the Fair Credit Reporting Act states that it's permissible to use credit information for employment purposes. The one caveat is that potential employees must give you written permission to access their annualcreditreport.com L.A. credit report. report identity theft

Also, keep in mind that annualcreditreport.com L.A. credit reporting agencies won't provide you with the actual credit score of employees or prospective hires. Instead, they'll provide you with a credit report designed specifically for employers. This report contains information about the payment habits of the person in question but not an actual credit score. Employers are required annualcreditreport.com L.A. under federal law to tell candidates if they used the credit information to deny them the job. free credit report 3 In reality, however, most employers find some other reason for not hiring the candidate -- or simply don't give them a reason at all -- just to avoid all the legal complications and rigmarole.